e-zwich payment system : an innovative method for improving accessibility to banking and retail services in Ghana.

e-zwich is the brand name for the National Switch and Smart card payment system. The e-zwich payment system is an innovative method for improving accessibility to banking and retail services in Ghana. The e-zwich system offers Deposit taking financial institutions (i.e. Universal banks, Rural banks and Savings and Loans) a platform that enables them to interoperate.

This therefore, enables e-zwich cardholders to perform banking and retail transactions at the outlets of other e-zwich financial institutions.

As an e-zwich cardholder, you have available to you a large group of banks and their branches where your e-zwich transactions can be performed. It is therefore no more necessary to commute to a specific bank just to do banking transactions. The e-zwich smart-card is currently the only card in Ghana that provides the convenience of nationwide access as well as greater control over transactions for cardholders, retail merchants and other corporate users.

Features include:
1 Transaction
2 Security
3 Interoperability

European 3G version of the iPhone will be launched.

A European 3G version of the iPhone will be launched Monday in the UK on Vodafone, T-Mobile Germany, and virtual network operator Carphone Warehouse. Shipment of the device, which hit stores in the US today, is expected by the end of the year.

The iPhone has faced some criticism in the US for only being available on AT&T, whose network is not highly regarded for its high speed capabilities. iPhone, with its heavy focus on multimedia, is designed to work best on faster networks. Thus, the European strategy is a sharp contrast, offering multiple carriers and taking advantage of the higher quality data network enjoyed by those across the pond.

The American version of the iPhone utilizes 2G technology.

Mostrips provides the exchange of picture or image albums using e-mail, the web or a mobile phone.

Share your creations. Tell everyone a story. Send a card to someone, anywhere. Share the latest news with the world. This is mostrips.

With mostrips you can be a mobile star. Play with any occasion of your life and show it to your friends anywhere - even at a bar table, on a friday night. mostrips is the first service in the world to provide the exchange of picture or image albums using e-mail, the web or a mobile phone.

mostrips. A quick and easy way to join:

1 - Register. You’ll only have to create an account at the mostrips’ website. It’s easy and simple;

2 - Gather your images and pictures. They can be anywhere, uploading is as fast as one two three;

3 - Assemble your mostrips. It’s easy. Add captions to your images, change the order and create your own story;

4 - Share. Send it to your friends by e-mail, web or mobile phone;

5 - Categorize. There are lots of mostrips tags, just find one that fits you better: comedy, animation, movies, TV shows, news and personal.

Use your cell phone to send and receive money!

TextPayMe was founded with the mission of providing the most convenient, fast, and secure mobile payment services. You no longer need to be in front of your PC to send payments. Checks and cash are obsolete. To make a payment: take out your mobile phone, send a text message, and answer a phone call. That's it. It's that simple.







LINK: http://www.textpayme.com

Earn money for reading ads on your mobile phone.

mGinger brings a new dimension for advertisers using wireless and online communication. Permission marketing allows advertisers to reach their target audiences successfully at the time of their choosing.



mGinger's concept of permitted marketing, for wireless communication, has proved itself as significantly more effective than traditional advertising. Users sign up for sponsored services and can decide the type and number of promotions they receive.

Benefits of this concept are:

* User specific, effective and value-added advertisements rather than spamming
* Interaction at user's convenience instead of interruptions
* High click-through rates instead of wasted advertising spend

free service for creating wallpapers for cell/mobile phones.

moboPic is a free service for creating wallpapers for cell/mobile phones. Just three easy steps and your wallpaper is ready. Upload any picture (we support JPG, PNG ang GIF files up to 2Mb), choose your phone model and enjoy new wallpaper.

They have presets for all major phone vendors and models (Nokia, Samsung, Sony Ericsson and others), so you don't need to know your picture size.moboPic is absolutely free.

Mobile video company is mobilizing all web entertainment.

mywaves is the mobile video company that is mobilizing all web entertainment, broadcasting thousands of channels of personalized video content to mobile phones worldwide.

They don't believe mobile video offerings should frustrate consumers with inflexible scheduled programming, fees and limited choice. That's too much like traditional TV. Instead, we offer a different approach: web-style freedom to allow consumers to discover and choose from thousands of video channels, whether its professional programming, user-generated content or personal videos. With mywaves, you personalize your own mobile video line-up and we blast it out to your mobile phones to enjoy anytime, anywhere. And, best of all, They 're free.

Google Voice Local Search.

Google is testing a free service called Google Voice Local Search. Using this service, you get fast access to the same local information you’d find on Google Maps. It’s voice-activated, and you can access it from any phone (mobile or landline), in any location, at any time.

Here are a few of the features:

* You can find a business listing by category. Just say "pizza," for example.
* You can send the listing details to your mobile phone via SMS.
* The service is fully automated, so it doesn’t rely on human operators.
* It connects you directly to the business, free of charge. However, your telephone company may apply regular charges for making a phone call or receiving an SMS.

Google Voice Local Search is still in its experimental stage. It may not be available at all times and may not work for all users. It’s currently only available in English, in the US, for US business listings.

Send updates of the mobile phone.

Fraze “is an update, which you send from your mobile phone or the Frazr side to your friends.

With Frazr you can send updates of the mobile phone and the Frazr side to all your friends. So briefly, so well. So that your friends get the updates, you must invite her (right above). Afterwards they can pursue, which happens in such a way with you.

On Frazr all that they make, tell themselves think, see….straight in this moment! You send thus a message to all your friends, and she can be read also by all in Frazeparty/disco. Naturally you can adjust that your messages can be read only by your friends.

Find any business in America by talking or typing.

Tellme by Mobile is an application that lets you find any business in America by talking or typing. You can either say a category or name on your mobile phone and see the results on your screen.

Not sure what you want? Just say a category like 'restaurants' or 'pizza'.
Voice-Enabled Search: Just say what you want. No typing necessary.
Interactive Maps: A map in your pocket. Easily navigate a map to find out where to go.

Simplified Directions: Get step-by-step directions. Tellme automatically saves the last business for easy point-to-point navigation - great for running errands.

Mobilize your Stikkits. Get things done when your not at your computer!

Using the Mobivity 2-way SMS API you can create and retrieve Stikkets with your mobile phone quickly and easily.The first thing you need to do if you haven't already is to set up a Stikkit account. When your account is set up you can SMS enable your account by either filling out the form,or you can TEXT 'SI YourEmail YourStikkitPassword' to 95495.

Mobile instant messenging application that runs on GPRS/3G mobile phones.

MXit (pronounced "mix it") is a mobile instant messenging application developed in South Africa that runs on GPRS/3G mobile phones with java support. It allows the user to send and receive text messages to and from PCs that are connected to the Internet and other phones running MXit. These messages are sent and received via the mobile Internet, rather than with standard SMS technology. The user can also exchange messages with online chat communities like MSN Messenger, ICQ, and Jabber.


Messages are limited to 2 000 characters. Because messages are billed by the amount of data sent, they are much cheaper to send than traditional SMS messages.MXit claims to have a registered userbase of two million and about five million log-ons per day. The application is distributed internationally, but the bulk of its userbase are South African teenagers.

The mobile-phone mashups that figure out where you are and serve up on-the-go services.

Mobio offers mobile-phone mashups and widgets that figure out where you are and serve up on-the-go services like movie listings. Other widgets will book a cab or a seat at a restaurant.

Customers don’t need or want to take the “whole web” with them while mobile. Instead, they want to carry with them only those bits of the web that is relevant for them given their specific tastes, interests, geography, as well as the task they are trying to accomplish at a particular moment in time.



Mobio applications leverage web services and the most recent advances in service-oriented architecture to deliver just these “tasty bits” of the web. Their approach to application development and delivery is unique to Mobio and drives positive word of mouth and repeat usage.

MOBILIZE your podcasts.

VoiceIndigo makes mobile content easy.For everyone: Consumers, Mobile Carriers, Advertisers, and Content Providers.VoiceIndigo operates a mobile marketing service that leverages the distribution of rich media, including micro published, RSS distributed media such as Podcasts.

VoiceIndigo's service solves the challenges around the distribution of mobile content and empowers brands to connect with consumers at the mobile network edge and conduct transactions via click-to-call, click-to-request, and click-to-buy.

Text messaging for your voice.

Pinger is text messaging for your voice. With Pinger you can send voice messages instantly, from your mobile phone directly to anyone else's. It's fast and efficient like email, portable like text messaging and powered with your voice. Pinger's great for sending voice messages from your mobile to one friend or an entire group with just one call.



Just about anytime is a good time for a Pinger message. In fact you can send Pinger messages many times when other forms of communication just aren't right.

Create Mobile Web Pages and Share Them With The World.

Mobileplay is a pioneering advertising network for mobile content, ideally poised to take advantage of the explosive growth in mobile marketing. Its fast-growing, wide-ranging network includes news, games, applications, web content and location-based services for PDAs, smartphones, BlackBerries and Java-enabled phones.



For advertisers, Mobileplay offers a full range of unique "beyond the banner" mobile marketing opportunities, including branding, brand education, lead generation, and custom application and advergame development. Options include buying a run of network, sponsoring a particular content partner, or targeting a specific audience.

For content partners, Mobileplay offers an easy, more effective solution for distributing and monetizing their content on mobile devices through advertising. Its turnkey advertising and content delivery solutions allow content partners to easily merge mobile-specific ads into their existing content, earning revenue with each and every pageview.

Convert your phone into a magic bookmarking and tagging tool.

Mytago tags works like common barcodes but Instead of the barcode scanner, you scan tags by taking a snapshot with your phone camera. Use the Mytgao tags with your own logo and color themes as bookmarks, that can be scanned by mobile phone camera.

You can use Mytago with regular snapshot images also. Take a snapshot of any text information from a flyer or poster using mobile phone camera and Mytago can help you read the text data. Or take a snapshot images of anything you want to share or as a reminder to yourself. Mytago helps you share it by email, upload to Flickr or link to your blog or website.

Send web based stickies to and from your mobile phone

Web based sticky notes available anywhere, anytime. Posticky is a web 2.0 startup based out of Palo Alto, California. It is the product of 2 young entrepreneurs.
features:

* send stickies to and from your mobile phone
* view all your stickies from your mobile phone @
m.posticky.com
* send stickies to others via email
* share stickies
* leave stickies on websites as reminders and annotations
* create voice stickies when you are on the go
* set alarms and reminders for your stickies

Easy to use and convenient SMS job alert service in Kenya.

Kazi560 offers you an easy to use and convenient SMS job alert service. You instantly get new job notifications via SMS sent to your phone at a very competitive price.

Subscribe FREE to our SMS Job Alerts and you will receive SMS alerts sent to your phone. Each SMS will be charged at Kshs 2, above your normal SMS charge. It is FAST, EASY and CHEAP.The Kazi560 SMS service is run by Mobile for Good Ltd ("M4G").

M4G aims to:

* Improve livelihoods by alleviating poverty
* Extend the benefits of Information and Communication Technology (ICT) to those who are marginalised, by creating customised SMS-based services according to local market needs.
* Create a financially and institutionally sustainable organisation with credible content

email-based free bookmark service optimized for mobile users.

tomobi (toread mobile)" is an email-based free bookmark service optimized for mobile users. "tomobi" will convert "toread" web page into text-only content, and send it to your mobile device.